Terms and Conditions
Effective: December 21, 2025
Last updated: December 26, 2025
1. Business Nature
Welcome to Andreas Empire Group ("Company," "we," "our," "us"). By using our website, you agree to these Terms and Conditions. If you do not agree, please refrain from using our website.
2. Services
Our website provides information about insurance products, services, and resources for insurance agents. We do not guarantee the accuracy, completeness, or suitability of any information provided.
3. Use of Website
You must be at least 18 years old to use this website. You agree to use this website lawfully and not engage in fraudulent, harmful, or abusive activities. Unauthorized use of this website may give rise to a claim for damages or be a criminal offense.
4. Intellectual Property
All content on this website, including text, graphics, logos, and images, is owned by or licensed to us. You may not reproduce, distribute, or exploit any content without our written permission.
5. Third-Party Links
Our website may contain links to third-party websites. We do not endorse or take responsibility for the content, policies, or practices of such sites.
6. Disclaimer of Warranties
We provide this website "as is" and "as available" without any warranties, express or implied. We do not guarantee uninterrupted or error-free service.
7. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website.
8. Modifications
We reserve the right to modify these Terms and Conditions at any time. Continued use of the website constitutes acceptance of the updated terms.
9. Governing Law
These Terms and Conditions are governed by the laws of the State of New Jersey, and any disputes will be resolved in the appropriate courts of that jurisdiction.
10. SMS/Text Messaging Program
By providing your phone number and opting in, you consent to receive SMS/MMS text messages from Andreas Empire Group (AEG) regarding appointment reminders, follow-ups on your insurance inquiry, policy servicing, and related account communications. Message frequency may vary. Consent to receive texts is not a condition of purchasing any product or service.
Message and data rates may apply. You are responsible for any charges from your wireless carrier.
You may opt out of text messages at any time by replying STOP to any message. You will receive one final confirmation message. To get help, reply HELP or contact us at [email protected] or +1 (856) 803-8588.
Carriers are not liable for delayed or undelivered messages. AEG is not responsible for any delays or failures in the delivery of SMS/MMS messages, as delivery is subject to effective transmission from your network operator and factors outside our control.
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